Deema
Activedeema – Sharia-certified Buy Now, Pay Later app (3 or 4 profit-free instalments)
Kuwait City, KuwaitFounded 2023
Fintech
Deema is a Kuwaiti buy-now-pay-later platform that lets shoppers split purchases into three or four profit-free instalments, online and in store. It launched as the first BNPL provider licensed by the Central Bank of Kuwait (announced August 2025) and works with more than 1,000 merchants. The operating company is Deema Company for Computer Programming Activities WLL, which also has an office in Manama, Bahrain.
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