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Dhahaby

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Gold-backed finance platform: AI gold valuation, jeweller verification and a reusable digital record that licensed partners use for gold-backed loans, a gold-backed credit card and at-market gold sales

Dubai, UAE
Fintech

Dhahaby is a technology platform that lets people borrow against gold they own, spend on a gold-backed credit card, or sell it at market price. It handles AI valuation, in-person jeweller checks and the digital record. Licensed partners do the lending and insured custody, including Mawarid Finance in the UAE and Al Jazeera Finance in Qatar. As of September 2026 it runs a pre-launch waitlist.

Founders

Rikin Patel

Founder & CEO

Funding Rounds

Pre-Seed

Investors: Antler, Qatar Development Bank

Investors: Antler, Qatar Development Bank.

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