Finllect

Unknown

Credit-builder debit card and alternative credit-scoring engine for thin-file / Gen Z consumers

Dubai, UAE

Fintech

Pre-Seed

Finllect scores consumers with little or no credit history. Users link their bank accounts and up to 24 months of past payments to build a credit score, and are then pre-qualified for loans. Revenue was planned from per-user API fees charged to lenders and a commission on each product a user pre-qualifies for. Alongside this it planned a credit-building debit card for the MENA region.

Founders

Maimoona Nalkhande (Maimoona Mohammed)

Founder

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