Hal Capital

Active

HAL embedded financing app (working-capital, invoice, payables and inventory financing for MSMEs and individuals)

Muscat, Oman

Fintech

Unknown

HAL Capital is a Sharia-compliant embedded-finance platform. Through partner ecosystems (banks, PSPs, telcos, employers, e-commerce platforms), it offers short-term working-capital, invoice, payables and inventory financing to underbanked MSMEs and individuals. It operates under the Central Bank of Oman's Fintech Regulatory Sandbox and also targets Kenya. It won the 2024 Visa Everywhere Initiative for Oman.

Founders

Lutfi Al Shukaili

Co-Founder & CEO

Mohamoud Dualeh

Co-Founder

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